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Top 10 Insurance Mistakes

storm aftermath
  1. Your dwelling limit is inadequate to rebuild your home.
  2. Your policy does not provide guaranteed replacement cost protection.
  3. Your policy deductible is too low.
  4. Your policy does not provide replacement cost coverage for your personal property.
  5. Your policy does not adequately cover your valuables (jewelry, silverware, furs, etc.)
  6. Your policy does not cover business property at home.
  7. Your liability limit is too low to provide adequate protection from today's judgments.
  8. Your liability coverage excludes your non-profit board membership.
  9. Your liability coverage excludes personal injury (libel and slander).
  10. Your policy does not provide workers' compensation coverage for domestics.
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